Malaysia Money Matters

I created a simulator based on price, loan paydown, market value, profit on sale (including RPGT) and compared against using the same cash outlay into FD or investments. Running the 2 investment options against each other, while property wins in the long run, the returns actually flatten out over a long period of time because a cash investment (e.g. even at the safest asset class which is FD) gives an ever growing rate of return while a property's value growth slows after 8 to 9 years! That explains why mortgage portfolios price their rates on an 8-year longevity. Here is the final result of the simulation with the RPGT in place means that while you are better off holding in FD for 5 years, your maximum return is within the 7-9 year window before the property value growth begins to flatten: So you would break even at year 5 and have to hold for a few more years - up to 10 or 11 if you want to cash out more but that's up to you. update: Some anonymous reader

Not sure if this is launched but the details are up at the Guocoland website already  but not on iProperty. Anyway, looking through it, I quite like the 2-storey bungalow design called Sage whereby they have made the length of the lot (66 feet!) into the frontage. The house's footage is about 2,000 sq ft only at 66 x 33 , not sure of the entire lot but there is a curving driveway into the house which is very posh! Love it .. prices for the project is from 1.5MM to 3.9MM. Purely for own stay and enjoyment, I reckon. Not for investment or rental income for sure! Oh I'm sure the value will increase over time but not like a fast flip for quick profits. Those days are gone and while I believe they will come back when the next big wave comes, I don't think that is going to happen for the next couple of years.